Glendora Auto Insurance – How long does a ticket stay on your driving record?

By | Blog

Glendora Auto Insurance – How long does a ticket stay on your driving record? – Flashing police lights in your rear view mirror is never an exciting sight, but it happens. That’s why a common question we hear a lot from clients is, “how long does a ticket stay on your driving record?”

Glendora Auto Insurance – How long does a ticket stay on your driving record?Well, we are here to clear that up. Speeding tickets, running a red light, unsafe lane changes, at-fault car accidents are all considered moving violations and may remain on your driving record for up to 36 months (3 years). A DUI, hit-and-run, and other more serious offenses, however, remain on your record for 10 years.

In California, such serious offenses as a DUI, hit-and-run, driving on a suspended license, and/or speeding over 100 mph can land you two points on your driving record. Other violations, including speeding (below 100 mph), causing an accident, driving in a bicycle lane, violating traffic signals, improper lane usage, illegal passing, etc…can land you one point.

These points are then tallied and will determine whether the California DMV will want to suspend your license for six months for being a negligent operator. Currently, the California point system will suspend your license if you receive four points in one year, or six points in two years, or eight points in three years.

These points are all based on moving violations as they arise from violations committed while your car is in motion. Non-moving violations, nonetheless, do not result in points on your license. Examples of non-moving violations include talking on your cell phone and fix-it tickets (i.e. broken light, tinted windows, no front license plate, or paper work violations such as those regarding your auto insurance or registration).

Although we are an auto insurance agency, we also are human and understand mistakes happen, violations are obtained, and dings on your driving record can add up. That is one reason we are highly sought after.

If you have received a violation, there are things you can do to help clear up your driving record.

For example, according to the National Motorist Association, only one out of twenty drivers contest a ticket. Fighting a ticket, however, can reduce or dismiss your violation. In fact, if you feel you were wrongfully ticketed, or even if you are guilty of an infraction, fighting the ticket can be worth it as there may be mitigating factors to help ease the situation.

Additionally, if you have any “fix-it” tickets make sure to address that as quickly as possible to keep such violations off the radar.

Furthermore, if you have any minor mistakes, you may be eligible for a driver safety course. Although these can be taken at an on-site location, you can also complete these on-line and wipe away the penalty point in its entirety.

Finally, one of the most valuable strategies for clearing up your driving record is expungement. While expungement does not erase your record, it can dismiss a violation. It is best to speak to an attorney regarding expungement if this is the route you wish to take.

And as always, for affordable, high coverage auto insurance, contact OAK Insurance Solutions. We beat the competitors’ rates 95% of the time.

To find out how much you can save, contact OAK Insurance Solutions today or get a quick quote here.

Michael Martinez

Click Above Or Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

Insurance Fit for a Non-Profit Sports Foundation

By | Blog, Success Story

non-profit insuranceOAK Insurance Solutions welcomes and acknowledges our newest client, West Coast Sports Medicine Foundation, a non-profit, 501(C) 3 charitable organization. Looking to reduce their Workers Compensation rates, we lowered their net rates by 50%, provided them with access to alternative carriers and options for hard to place non-profit risks, and set them up on Pay-As-You-Go Payroll Reporting Services. Thank you to The West Coast Sports Medicine Foundation for their trust and business. We value you them as clients and as an amazing organization!
We helped them and we can help you too!

OAK Insurance Solutions
CALL) 626.775.7850
TEXT) 626.818.8987


The West Coast Sports Medicine Foundation (WCSMF) is a non-profit, 501(C) 3 charitable organization.

WCSMF is a research and education foundation that was founded in 1994 in Los Angeles, California to provide AT RISK high school students with the opportunity to participate in interscholastic sports, as well as reduce, mitigate and help treat musculoskeletal, spinal and brain related injuries through proper, recognition of the type of injuries, the severity of injuries, and proactive athletic training to promote fitness and reduce the prevalence of obesity. The program operates at no cost to schools and student athletes that participate in the Team to Win program.

The WCSMF Team to Win program is even more critical today to the students of Team to Win.

The WCSMF is multifaceted and includes many programs:

  • Team to Win high school outreach program.
  • Fellowship Program (Orthopedic and Sports Medicine).
  • Mentoring Educational Sports Medicine Program.
  • Peer Reviewed Research and Publications.
  • College Scholarship Program, Scholar Athlete Program.
  • Injury Tracking and Surveillance Study.
  • Sports Medicine Internship program.

TEAM TO WIN was featured on Fox Sports West and Time Warner Cable Sports Channel.

The economic challenge in the United States is the greatest it has been in a generation, perhaps longer. High school sports have thus never been so important. Study after study shows that high school sports help diminish teen-age drug use, reduces gang violence, and builds character and leadership. Team to Win keeps today’s young people in the game.

The key now is not only to keep Team to Win’s support strong, but also to expand the program – to expand its reach to even more deserving students at more schools. Team to Win now serves 13,000 student-athletes at 22 Los Angeles-area high schools. More than 80 percent come from diverse backgrounds. Moreover, 60% of students now in the program are on the federally subsidized school-lunch program, long recognized as a way to designate “at-risk” youth.

As the public-school system in California continues to suffer cutbacks, Team to Win and the mission of the WCSMF is even more critical. Team to Win is more important today to families who cannot afford medical insurance, and to High Schools who cannot afford On Site Sports Medicine Care.

Founded in 1994 by Orthopedic Surgeon, Keith S. Feder, MD and certified Athletic Trainer, Jill Sleight, ATC, the goal of Team to Win is to reduce the incidence of athletic injuries in local high schools and to treat injuries on-site to return the student athlete to competition.

The mission of the West Coast Sports Medicine Foundation is to have a positive impact on the lives of the youth it serves. Through organized athletic participation, students learn how to set goals and meet challenges. Documented research shows that student involved in after school sports are less likely to use drugs or join a gang and more likely to graduate from high school and pursue higher education.

Team to Win’s Goals:

  • Keeping student athletes healthy and participating in interscholastic sports by teaching them injury prevention and providing injured athletes with comprehensive and specialized medical care.
  • Continuing to provide these services at 22 schools and to 13,000 student athletes at no cost to the student or to the school.
  • Helping insure that these students have a bright future, free of gangs or drugs, where their dreams can come true.

How to Donate:

West Coast Sports Medicine Foundation
1200 Rosecrans Unit 206
Manhattan Beach, CA 90266

(P) 310-726-0750

Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

Home Insurance and What the Real Estate Professional Should Know

By | Blog, Success Story

Home Insurance GlendoraGlendora Home Insurance – The infamous PITI. It’s funny, even the Insurance portion of this acronym takes the bottom of the list. Between the mortgage, taxes, HOA, utilities, and other expenses, the thought of having to pay homeowners insurance on top of it all can be a real drag for  homeowners if they don’t understand the true purpose and value behind it.

But what about from the real estate professional’s perspective? From a loan officer’s and Realtor’s view, it can also be stressful. Think about it, although homeowners insurance is usually mandatory if you have taken out a mortgage on your home, from the LO’s and agent’s perspective it’s just one more debt to add to the DTI ratio. Each additional debt/expense increases the risk of exceeding qualification ratio limits and consequently receiving a loan denial. Not to forget to mention, if the transaction is a purchase and the sales price is a bit stretched, there may be a disconnect between coverage limits and lender requirements.

That said, we also know the value and necessity behind homeowners insurance. Not only does coverage protect the homeowner and lender from losses should the property be damaged, but it protects the homeowner from liability should anyone get hurt on the property. As real estate professionals, this should be clearly communicated across to the client. Insurance is more than just another condition ordered by an underwriter.

By working with OAK Insurance Solutions you can receive that personal touch to really understand the borrower’s/client’s situation, deliver the right message, and obtain the necessary coverage to protect the home while continuing to qualify the client for their loan program.

Furthermore, you know what else stresses some professionals out? It’s understanding how to read the homeowners insurance declaration page, particularly, if they are not sure what to look for.

So what is a declaration page? In short, insurance companies provide a yearly declaration page, outlining the homeowner’s insurance coverage. The document should show who is insured on the top. This will include the policy number, the coverage period for the insurance, the name of the insured, the name of the lien holder, the property location, and the issuing insurance agency’s name and address.

Afterwards, it should also show what is insured. Also known as the rating information, this section will include details about the property to determine the premium.

Side note, we suggest that you highly recommend to your clients to review this section thoroughly each year and when a change is made to the home (i.e.  obtaining a new roof, alarm, pool, or even adding a new pet can affect your premium).

Another main component is the section indicating how much the homeowner is insured. This will present the early premium, limits, deductibles, as well as the coverages for the dwelling, personal property, unattached structures, personal liability, loss of use benefit, personal liability, and medical payment protection.

The standard protection plan covers:

  1. The Dwelling – This includes the home, attached structure, plumbing, heating and air conditioning, electrical wiring, as well as built-in appliances.
  2. Personal Property – This includes the personal belongings in the home.
  3. Unattached Structures – Examples can include sheds, detached garages, fences, driveways, patios, etc…
  4. Loss of Use Benefit – If an unforeseen event strikes, requiring the homeowner to live elsewhere while repairs are being made, the loss of use benefit will cover some living expenses.
  5. Personal Liability – If someone or their property is injured while hurt on the insured’s property, personal liability coverage will protect the homeowner from financial loss should they be sued.
  6. Medical Payment – Similar to #5, this protection will provide no-fault medical coverage to the third party injured in the home.

If you have any questions regarding coverage, reading a declaration page, or an existing policy, please do not hesitate to contact OAK Insurance Solutions.

Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

Legal Insight, Coverage Protection | OAK Insurance Solutions representing their newest client, The Napolin Law Firm

By | Blog, Success Story

OAK Insurance Solutions welcomes Los Angeles and Orange County’s leading personal injury litigation attorneys, The Napolin Law Firm!

Not only did we reduce their Worker’s Compensation net rates by 50%, buy we increased their Business Owners’ policy limits by 25% to 100%. This includes Cyber Liability, Employee Benefit Liability, and Employment Practice Liability. Additionally, we have implemented Group Health Insurance for their firm and are also managing the plan.

Thank you to The Napolin Law Firm for their trust and business. We value them as clients and a company!

We helped them and can help you too!

We helped them and we can help you too!

OAK Insurance Solutions
CALL) 626.775.7850
TEXT) 626.818.8987

The Napolin Law Firm provides outstanding legal representation to those who have been injured in an accident or suffered harm due to the negligence of a third party. They realize the full impact a car accident or other personal injury can have on you, your family, your friends, and your community. Since opening our doors in 2011, we have developed as one of the most aggressive injury lawsuit law firms in Southern California. They have developed a great formula of success with client attorney relationships, while representing individuals, families, friends, co-workers and small businesses. We aggressively pursue our client’s best interests, taking on the insurance companies and big businesses, head-on. With a track record of success on literally 1000’s of personal injury claim cases, you can rest assured that you have the most powerful advocacy in California.

Whether you are involved in a car crash, motorcycle accident, slip and fall, or dog bite, you owe it to yourself to retain the best legal representation possible to safeguard your interests. Their attorneys and staff are dedicated to helping people just like you get their lives back on track.

The legal team here at The Napolin Law Firm has the experience and resources necessary to take on the biggest cases.

Meet the Team
Alexander D. Napolin, Esq.
Alex earned his law degree in 2011 from Pepperdine University School of Law. Mr. Napolin graduated from California State University, Fullerton with a double major of Business Administration and American Studies. Prior to forming The Napolin Law Firm, Mr. Napolin advocated for injured workers and personal injury victims at the largest accident injury firm in California.

Catherine R. Lombardo, Esq.
Catherine has practiced jury trials for over 25 years. Having performed more than complete trials, Ms. Lombardo has worked for the Los Angeles County District Attorney’s Office and the San Bernardino County Public Defender’s Office. Attorney Lombardo has served as a Judge Pro Tem in both Los Angeles and San Bernardino County since 1996. She has also been chosen by The Federal Bench in the Central District of California as an appointee on the CJA panel for indigent defendants. Ms. Lombardo is also a former Police Commissioner and Chaired the Claremont Police Commission.

Notable Cases
The Napolin Law Firm in Orange, California have become the top-rated advocates and litigators for the children who have been infected by the bacteria tainted dirty water at Children’s Dental Group in Anaheim, California. Learn More…

The Napolin Law Firm representing victims of the Route 91 Harvest Festival shooting against Mandalay Corporation and Stephen Paddock. Learn More…

Contact Information:
The Napolin Law Firm
Personal Injury Lawyer
269 W Bonita Ave. Claremont, CA 91711

Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

Accuracy Solutions, LLC – It’s not a long shot, OAK offers solutions!

By | Blog, Success Story

Accuracy Solutions, LLC

OAK Insurance welcomes Accuracy Solutions! The intellectual property owner and manufacturer of the BipodeXt product line. As a company dedicated to providing high quality, precision products to the firearms community, obtaining accurate coverage was no easy task for Accuracy. OAK Insurance Solutions, however, was able to provide them with Property and Casualty Business Owner’s coverage.

In addition to BipodeXt, Accuracy Solution distributes products made by other firearm accessory companies such as muzzle breaks, bipods, and more. To learn more and/or receive 10% off any item, visit the Accuracy Solutions Shop and use promo code “OAK”.

See what others have to say about Accuracy Solutions, LLC:

“That thing is incredible! Definitely going to be a product I’m going to start using on all my long range stuff”
-Ex Navy Seal Sniper Trainer-
Showlow, AZ

“This thing is incredibly helpful. It really really helps. Not even exaggerating it makes it twice as good or three times as easy maybe more, it’s hard to quantify this but I will certainly tell you it makes it way easier to stay steady.”
-Long Range Precision Rifle Shooter, Online Reviewer-
Top Secret Location, USA-

“Set up is easy; it took all of 2 minutes to have it all together. The stability was phenomenal! There is no movement out side of what i wanted it to do. I could not believe how steady it looked and felt. …the cross hairs did not even come off the target, this was especially true when I had it fully extended.”
-NRA Certified Instructor/Tactical Product Specialist at Meopta USA, Inc.-
Long Island, NY

About BipodeXt™ and Accuracy Solutions:

To understand the principles and technology behind the design of BipodeXt™ it helps to visualize a rifle as a lever and a bipod as the fulcrum on which the lever rests. While BipodeXt™ is not utilized to move heavy objects, the principle of the lever/fulcrum axiom is still in effect. By using this principle of thought, we can state that the effect of force applied to one end of the lever directly translates to the effect of that force at the opposing end. As for BipodeXt™, the further out the bipod is placed the effect of movement at the toe of the rifle is drastically reduced at the muzzle.

Accuracy Solutions LLC was founded by E. Daniel (“Dan”) Gyurec and his business partner and decades‑long friend, Robert (“Rovi”) Mitchell to increase precision and accuracy. Over the decades, Dan and Rovi have partnered up in a number of successful business ventures, focusing on providing service and value to their customers. They are now particularly excited, as they feel that Accuracy Solutions is the crown jewel, the gem so to speak, of their enterprises.

Accuracy Solutions is committed to providing high quality, precision products to the firearms community. Both Dan and Rovi love inventing useful, problem‑solving equipment, and are avid shooters themselves.

We helped them and we can help you too!

OAK Insurance Solutions
CALL) 626.775.7850
TEXT) 626.818.8987

Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

Azachorok Contract Services, LLC Saves 20% with OAK Insurance Solutions

By | Blog, Success Story

OAK Insurance welcomes Azachorok Contract Services, LLC! Azachorok specializes in electronic components and assembly of diagnostic equipment for safety critical flight controls.

Seeking quality coverage at affordable rates, we set them up with Property, Casualty, Excess Liability, and Workers Compensation coverage and saved them 20% annually!

Thank you to Azachorok Contract Services, LLC for their trust and business. We value them as clients and as a company!

We helped them and can help you too!

To learn more about how you can save by increasing your coverage, call or email us today.

About Azachorok:
Azachorok Inc. is one of the Alaska Native village corporations created by the U.S. Congress in 1971 under the provisions of the Alaska Native Claims Settlement Act (ANCSA), settling land ownership disputes between the federal government, the State of Alaska and the indigenous land owners.

A proactive and flourishing village corporation in the Western Alaska region and headquartered in Mountain Village, Alaska, Azachorok serves approximately 493 shareholders. Azachorok provides advocacy on behalf of the shareholders and their families in the Kusilvak region.

Realizing the Kusilvak region endures the largest socio-economic challenges in the state, Azachorok board and staff are working to address corporate and tribal interests that would elevate the status of the region.

Azachorok’s work is to increase profits on operations to provide dividends and provide financial security for shareholders so that they can continue in subsistence lifestyles and remain resilient in culture and identity.

Azachorok collaborates with local entities to support sustainable economic opportunities, land stewardship, and providing critical infrastructure for the community of Mountain Village. Azachorok operates a heating fuel company in Mountain Village, Alaska and a military contracting company in Palmdale, California. Azachorok is working to diversify businesses and investments to build a profitable corporation while investing in the shareholder communities for the continued increase in quality of life in our communities.

OAK Insurance Solutions
CALL) 626.775.7850
TEXT) 626.818.8987

Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

Glendora Mobile Home Park Insurance

By | Blog, Success Story

Glendora Mobile Home Park InsuranceGlendora Mobile Home Park Insurance – Mobile Home Parks have become some of the most sought-after investment properties available in the marketplace. Over the years, however, more and more carriers are less willing to write the risk. WHY…you may ask?

Well, Mobile Home Parks are unique properties subject to exposures not found in traditional commercial real estate. OAK Insurance Solutions, out of Glendora, nevertheless, offers mobile home park insurance.

OAK’s thorough product knowledge and insurance acumen can develop a custom insurance package to meet the needs of any Mobile Home Park owner. No community is too small or too large for us!

In fact, OAK Insurance recently insured Vandalia Mobile Home Park, a 15 Unit Mobile Home Park out of Porterville, CA.

Applying our expert knowledge in the Mobile Home Park Insurance niche, we set Vandalia up with the following:

  • Tough Product Placement – Specialty Lines Insurance. Over 8 carriers quoted to find the best possible option for our client!
    • o 4 x Mobile Homes
    • o 11 x Site-Built Specialty Single Family Dwellings
  • Coverage A – Dwelling Insurance
  • Coverage C – Personal Property Insurance
  • Coverage D – Loss of Rents Insurance
  • Coverage E – Personal Liability Insurance
  • Coverage F – Medical Payments
  • Additional Coverages – Landlord Protection Liability, Water & Sewer Backup Protection, Replacement Cost Value.

We like to extend our greatest appreciation to the Vandalia Mobile Home Park owners for their trust and business. We value them as clients and great people!

We helped them and we can help you too!

We can assist with all lines of coverage for mobile home and trailer parks. Below is a list of some of the coverages we offer and recommend to all Mobile Home Park Owner’s.

Glendora Mobile Home Park Insurance Recommendations

Commercial Package Insurance: The basic Mobile Home Park Package Policy consists of two major coverage parts: (1) Commercial Property and (2) Commercial General Liability. Within the underlying policy, endorsements can be made to include additional coverages such as Garage Keeper’s Legal Liability, Equipment Breakdown Coverage, Hired & Non-Owned Auto Liability, Excess Liability Workers Compensation, Tenant Discrimination, Employment Practice Liability, Difference in Conditions, Commercial Auto, Pollution Liability, Crime, Vandalism and more.

To learn more about our Mobile Home Park Insurance Programs and how you can save by increasing your coverage, call or email us today.

OAK Insurance Solutions
CALL) 626.775.7850
TEXT) 626.818.8987

Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

Glendora Car Insurance – Reassess and Reduce Your Rate

By | Blog

If your Glendora car insurance rate is not accounting for these seven variables, your rate can be reduced with OAK Insurance Solutions.

Glendora car insuranceGlendora Car Insurance – In California, all operating vehicles, as well as those parked on California roads, require auto insurance. Although car insurance is to protect you from financial loss, there may be a strong likelihood that you are paying substantially more than you have to. If you have not recently reassessed your policy, you definitely must.

Due to a variety of factors, your car insurance rate can be reduced, if they’re not being accounted for. For instance, is your current rate penalizing you for a traffic violation? Is the premium based on a higher valued car? Did you start policy when you were renting? Single? If so, we’re happy to report dings fall off driving records, car values deprecate, renters become homeowners, and singles marry. As indicated below, these changes and a variety of others can reduce your premiums. If your existing plan, isn’t accounting for them, however, you’re paying more than you need to.

To ensure you’re receiving the cheapest rates, check your auto rates every six months. Here at OAK Insurance Solutions out of Glendora, we’ve done the leg work for you. Our rates beat the competition California Car Insurance Law
95% of the time. Get a quick quote here.

California Car Insurance Code

Per (California Insurance Code §11580.1b) the minimum liability insurance requirement for private passenger vehicles is:
• $15,000 for injury/death to one person.
• $30,000 for injury/death to more than one person.
• $5,000 for damage to property.

Glendora Car Insurance Agent Shares How Rates are Accounted For

As you saw in my previous blog, many carriers have or are substantially increasing their rates. Reason being, insurance companies generally use the data obtained from past year’s payouts to predict the following year’s risk. They look at the area’s criminal activity, severity of accidents, weather predictions, etc. Once they gather the data and set rates, they submit it for approval from the state’s insurance department. Simultaneously, these rates increase or decrease based on a variety of risk factors.

Variables Affecting Your Car Insurance Rates

Obviously, the riskier the driver, the more one has to pay. If your rate considers variables that may have classified you as a riskier driver initially, reassessing your policy can remove these negative factors. Here are 7 factors to consider that may reduce your rate once reassessed with Glendora’s OAK Insurance Solutions.

  1. Have you become a homeowner? Glendora car insurance companies generally give a discount to homeowners. Therefore, if you recently transitioned from renter to homeowner, recheck your rates.
  2. Has it been a few years since your last ticket? Insurance companies cannot ding you for tickets, traffic violations, and accidents forever. Usually, such blemishes should stop affecting your premium rates after 3 to 5 years. Accordingly, if your existing rate continues to factor your ding, you’re paying more than you need to. At OAK Insurance Solutions, we will reassess and potentially stop factoring in your traffic violation/accident.
  3. Does someone else drive your car too? If you have someone new living with you and it’s a possibility that they will be driving your car, it’s a good time to check with OAK. Adding a new driver to your policy can decrease (or increase) your rate. Variables to consider include multi-driver discounts and the additional driver’s driving records.
  4. Are you older? Well, we know this is inevitable. But, did you know the older you get, the less you pay for car insurance? Once you hit 20, your premium drops and continues to drop until age 60. If you fall into this age bracket, then allow OAK to check your rates and possibly reduce it further as another benefit to aging.
  5. Have you graduated? Studies indicate the higher your education, the less you pay for coverage. Reason being, those with less education are found correlated to a higher number of at-fault accidents. Therefore, if you recently graduated, or are about to, contact OAK. In fact, data suggests that those with advanced degrees pay 20% less than those with a lower degree.
  6. Did you get married? Studies confirm unmarried drivers are twice as likely to be in accidents as their married counterparts. Therefore, similar to the previous factor, risky, single drivers pay more than their married counterparts. If you are now married and you and your spouse/partner have compatible car insurance policies, you’ll be able to receive some great discounts. That said, at OAK we want to offer you the greatest savings possible. Therefore, before we combine you and your spouse’s policies, we will consider if that’s the ideal situation for you two. For example, if your spouse has a poor driving record and drives a risky (i.e. sports or expensive) car, it may be best to keep your policies separate. Contact OAK to do the analysis and decipher what’s best for you.
  7. Is your car worth less than before? It has been said that the value of a car drops by 40% within the first year of ownership. And as time goes by, the value drops further. As such, as the value of your car drops, the premium should also drop. You shouldn’t pay the same rate compared to when your car was worth its full, original value. For that, you should reassess your car insurance policy every 6 months. In fact, cars 5 years or older spend 20% less than newer models.

Your Glendora Car Insurance Agency, OAK Insurance Solutions, can help you find the best rate and plan based on your situation. Reassessing your car insurance policy every 6 months will allow you to factor in the above situational changes (as well as others) impacting your rate. To find out how much you can save, contact OAK Insurance Solutions today or get a quick quote here.

Michael Martinez

Click Above Or Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

The best thing since sliced bread, OAK Welcomes UBE!

By | Blog, Success Story

We at OAK Insurance Solutions like to welcome United Bakery Equipment Company, the world’s leading manufacturer of automated Slicing and Packaging Equipment providing state-of-the-art solutions for bakeries across the globe.

OAK… the best thing since sliced bread!

By switching to OAK Insurance Solutions, United Bakery Equipment Company saves 8% in annual insurance premiums while benefiting from OAK Insurance’s competitive Workers Compensation Markets, Claims Management Solutions, and Monthly Auditing/Self Reporting Products.

About UBE:

UBE specializes in slicing and packaging: bread, buns, rolls, bagels, tortillas, pita bread, and other bakery products. Their machines include slicers, baggers, wrappers, decrusters, dicers, heat sealers, conveyors, and other custom machinery. Launched in 1966 with a hamburger bun bagging machine in Kansas City, Kansas, today, UBE is the largest U.S. supplier of bread and bun slicers and baggers.

UBE’s history includes:
* Developed high speed bun polyethelane bagging
* Started with cluster bun bagging machines
* In 1973, UBE purchased Maine Machine Works, a business founded in 1907 that built the first industry accepted bread slicer in 1926
They sell to customers in 60 countries in North & South American, Europe, Asia, the Mid-East, Australia and New Zealand

Learn more about UBE at
Rancho Dominguez, CA

Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850

OAK Insurance Welcomes Ultimate Maintenance Services!

By | Blog, Success Story

Thank you to Ultimate Maintenance Services for their trust and business. We value them as clients and as a great corporation!  We had the privilege of saving them 10% on their insurance by setting them up with the following: 

  •  Workers Compensation
  • Claims Management
  • Monthly Auditing/Self Reporting – Improved Cash Flow
  • Railroad Protective Liability Insurance – Riverside Transportation Commission

 We helped them and we can help you too!

Thank you! It is such a pleasure working with you (OAK).”
Claudia Salomon
Ultimate Maintenance Services Inc

About Ultimate Maintenance Services:

Ultimate Maintenance Services, established in 1990, provides professional janitorial services, and value-added services. Their mission is to provide a high level visual equality standard you can be proud of. Their commitment to you provides their extensive experience, professional teams, and years of training to ensuring your satisfaction!

They use state-of-the-art equipment and offer a wide range of specialized cleaning techniques while providing a friendly and helpful customer service. Ultimate Maintenance Services is bonded, carries worker’s compensation, and liability insurance for your protection.

UMS is centrally located in South Bay, California which helps them get anywhere in a fast and prompt manner as well as accommodates for any type of meeting in their convenient corporate offices. They are currently servicing all 5 counties:

  •  Los Angeles County
  • Orange County
  • Ventura County
  • San Diego County
  • San Bernardino County

To see their list of services please visit their services section at UMS Corporation and contact them today!

Call Us & Find Out How Much You Can Save in Insurance!

(626) 775-7850